23+ Years Securing Financial Institutions • SOX • GLBA • PCI DSS

Financial Services IT & Cybersecurity

Banks, credit unions, wealth management firms, and fintech companies face relentless cyberattacks and an ever-expanding web of regulatory requirements. Petronella Technology Group delivers the security infrastructure, compliance expertise, and managed IT services that financial institutions need to protect client assets, satisfy regulators, and operate with confidence.

SOX • GLBA • PCI DSS • FINRA • SEC • BSA/AML Compliance Support

23+
Years Protecting
Financial Data
$10B+
Fraud Losses
Industry-Wide in 2023
0
Breaches Among
Compliant Clients
6
Regulatory Frameworks
We Support
The Threat Landscape

Why Cybercriminals Target Financial Institutions

Financial services firms hold the most valuable data on earth — account credentials, Social Security numbers, transaction histories, and direct access to money movement systems. This makes every bank, credit union, and investment firm a high-priority target.

Ransomware Targeting Core Banking

Ransomware groups specifically target financial institutions because downtime is catastrophic. When account holders cannot access funds, regulatory scrutiny intensifies immediately. The average ransom demand for financial firms exceeded $1.3 million in 2024, but the operational disruption costs are often ten times higher. Our endpoint detection and response solutions stop ransomware before encryption begins.

Business Email Compromise & Wire Fraud

BEC attacks cost financial institutions billions annually. Attackers impersonate executives, clients, or vendors to redirect wire transfers, manipulate ACH payments, or authorize fraudulent transactions. A single compromised email account at a bank can lead to seven-figure losses within hours. Our email security and phishing protection services eliminate these attack vectors.

Regulatory Fines & Enforcement Actions

The SEC, OCC, FDIC, and state regulators are imposing record cybersecurity fines. The SEC’s 2023 cybersecurity rules require public companies to disclose material incidents within four business days. Non-compliance can result in fines exceeding $10 million, consent orders, and personal liability for officers. Our compliance consulting ensures you meet every requirement.

Third-Party & Vendor Risk

Financial institutions rely on dozens of technology vendors — core banking platforms, payment processors, fintech APIs, and cloud services. Each vendor connection expands your attack surface. The OCC’s third-party risk management guidance (OCC Bulletin 2023-17) requires rigorous vendor due diligence and ongoing monitoring. Our supply chain security program addresses this comprehensively.

Our Services

IT & Cybersecurity Services for Financial Institutions

Every service we deliver to financial clients is engineered with regulatory compliance, audit readiness, and data protection at the core — not bolted on as an afterthought.

24/7 Security Operations Center (SOC) for Banking

Financial institutions cannot afford blind spots. Our SOC-as-a-Service provides continuous monitoring of your entire banking infrastructure — core banking systems, ATM networks, online banking platforms, wire transfer systems, and employee endpoints.

What Our Financial SOC Monitors

  • Transaction anomalies: Unusual wire transfer patterns, ACH batch anomalies, and after-hours transaction activity that could indicate fraud or account compromise
  • Authentication events: Failed login attempts, impossible travel scenarios, credential stuffing attacks against customer portals, and privilege escalation attempts
  • Network lateral movement: Attackers who breach one system attempting to reach core banking, SWIFT terminals, or treasury management platforms
  • Compliance-critical events: Changes to access controls, audit log tampering attempts, and unauthorized access to regulated data stores

Every alert is triaged by analysts who understand financial regulatory requirements. When we escalate an incident, we include the compliance implications alongside the technical details.

Managed IT Infrastructure for Banks & Credit Unions

Running a bank’s IT infrastructure requires more than generic managed services. Your core banking platform, teller systems, ATM network, customer-facing portals, and back-office systems must operate at near-zero downtime while maintaining strict security boundaries.

Financial IT Management Includes

  • Core banking system administration: Patching, performance optimization, and availability monitoring for platforms like Jack Henry, FIS, Fiserv, and Q2
  • Branch network management: Secure connectivity between headquarters, branch offices, and remote employees with encrypted VPN tunnels and network segmentation
  • Endpoint fleet management: Standardized, hardened configurations for teller workstations, loan officer laptops, and executive devices — all centrally managed and monitored
  • Cloud infrastructure: Secure migration and management of workloads on Azure, AWS, or private cloud environments with cloud security posture management
  • Backup and disaster recovery: RPO/RTO targets that satisfy regulatory expectations and FFIEC guidance, with tested disaster recovery runbooks
Fraud Prevention & Transaction Security

Fraud detection is no longer optional — it is a regulatory and competitive necessity. Our fraud prevention services combine technology controls with process improvements to dramatically reduce loss exposure.

Multi-Layered Fraud Defense

  • Email authentication (DMARC/DKIM/SPF): Prevents domain spoofing that enables BEC attacks targeting wire transfer authorization chains
  • Multi-factor authentication: Enforced across all systems with elevated access — including dual authorization for wire transfers and ACH batch releases. We deploy multi-factor authentication that satisfies FFIEC guidance
  • Privileged access management: Time-limited, audited access to core banking administration, treasury systems, and database environments
  • Security awareness training: Financial-services-specific phishing simulations and training that teach employees to recognize BEC, vishing, and social engineering attacks targeting financial workflows
Penetration Testing & Vulnerability Assessment

Regulatory examiners expect evidence that your institution regularly tests its defenses. Our penetration testing services are designed specifically for financial institutions and include testing scenarios that regulators look for.

Financial Penetration Testing Scope

  • Online banking applications: Testing for OWASP Top 10 vulnerabilities, session management flaws, authentication bypass, and API security weaknesses
  • Internal network: Simulated attacks from a compromised workstation to determine how far an attacker could move laterally toward core banking systems
  • Social engineering: Phishing campaigns, phone pretexting, and physical security assessments targeting branch offices and data centers
  • ATM and payment systems: Testing the security of ATM networks, point-of-sale integrations, and card processing environments
  • Wireless networks: Ensuring branch and headquarters Wi-Fi networks cannot be used to access production banking systems

Every test produces examiner-ready reports with risk ratings, remediation priorities, and retesting verification documentation.

Secure Trading & Wealth Management Platforms

Investment firms, RIAs, and broker-dealers face unique security challenges centered around trading platform integrity, client portfolio data protection, and SEC/FINRA cybersecurity requirements.

Investment Firm Security Services

  • Trading platform security: Hardened configurations, encrypted communications, and access controls for platforms including Bloomberg Terminal, Charles River, and proprietary systems
  • Client portal protection: Secure web application hosting with DDoS protection, WAF rules, and real-time threat monitoring for client-facing investment portals
  • Communication archiving: Secure email and messaging archival that satisfies SEC Rule 17a-4 and FINRA supervisory requirements
  • Data loss prevention: Controls preventing unauthorized transmission of material non-public information (MNPI) or personally identifiable client data
Compliance Expertise

Financial Regulatory Compliance Support

Financial institutions operate under the most complex compliance landscape in any industry. We help you navigate overlapping federal and state requirements while building security programs that satisfy multiple frameworks simultaneously.

SOX (Sarbanes-Oxley)

IT general controls (ITGCs) for financial reporting systems. Change management, access controls, and audit trails that satisfy Section 404 testing. We document every control so your external auditors can test efficiently, reducing audit costs and findings.

GLBA (Gramm-Leach-Bliley)

Implementation of the Safeguards Rule requirements including risk assessment, information security program development, encryption standards, and employee training. We ensure customer financial information is protected throughout its lifecycle — collection, storage, transmission, and disposal.

PCI DSS

Cardholder data environment scoping, network segmentation, vulnerability scanning, and PCI DSS compliance validation. Whether you process ten transactions or ten million, we right-size your PCI program to minimize scope while maintaining full compliance.

SEC Cybersecurity Rules

The 2023 SEC cybersecurity disclosure rules require registrants to disclose material cybersecurity incidents within four business days and describe cybersecurity risk management, strategy, and governance. We build the incident detection and classification processes that enable timely, accurate disclosure.

FFIEC Guidance

FFIEC IT examination handbooks cover information security, business continuity, outsourcing technology, and development and acquisition. Our programs align with FFIEC expectations so your institution is examination-ready at all times, not just during audit season.

BSA/AML & FINRA

Technology controls supporting Bank Secrecy Act compliance including suspicious activity monitoring, CTR automation, and CDD/EDD processes. For broker-dealers, we implement the technology controls that satisfy FINRA’s cybersecurity guidance and BCP requirements.

Real-World Impact

How We Protect Financial Institutions

Scenario: Community Bank Faces Regulatory Examination

A 12-branch community bank in North Carolina received notice of an upcoming FDIC information technology examination. Their internal IT team had handled day-to-day operations competently, but they had no formal information security program, no written incident response plan, and their last penetration test was three years old.

Within 60 days, our team delivered a complete IT security risk assessment, wrote their information security program and incident response plan, conducted both internal and external penetration tests, deployed a SIEM solution with 24/7 monitoring, and implemented multi-factor authentication across all administrative accounts.

The result: zero findings on the IT examination. The examiner specifically noted the quality of the bank’s documentation and the maturity of their monitoring capabilities. The bank now operates under our managed security program, maintaining continuous compliance rather than scrambling before each examination.

Scenario: Investment Firm Stops Active BEC Attack

A Raleigh-area wealth management firm with $800 million AUM contacted us after discovering that an attacker had compromised their CFO’s email account and was monitoring wire transfer communications. The attacker had been in the mailbox for 11 days before detection.

Our digital forensics team contained the breach within two hours, identified the attacker’s access scope, determined that no fraudulent transfers had been initiated, and preserved evidence for law enforcement. We then rebuilt their email security with advanced threat protection, conditional access policies, and real-time alerting on mail forwarding rule changes.

The firm avoided potential losses estimated at $2.5 million based on the transfer amounts the attacker was monitoring. They now operate under our full managed security program with continuous email monitoring and quarterly phishing simulations.

How We Work

Our Financial Services Engagement Process

We understand that financial institutions require a structured, risk-aware approach. Our engagement process is designed to deliver rapid protection while building toward long-term security maturity.

Regulatory & Risk Assessment
We audit your current security posture against applicable regulatory frameworks (GLBA, SOX, PCI DSS, FFIEC) and identify gaps. You receive a prioritized risk register and remediation roadmap tailored to your institution’s size and complexity.
Quick-Win Remediation
We address the highest-risk findings immediately — deploying MFA, hardening email security, patching critical vulnerabilities, and implementing basic monitoring. Most institutions see measurable risk reduction within the first 30 days.
Security Program Development
We develop or enhance your written information security program, incident response plan, business continuity plan, and vendor management program. Every document is written to satisfy regulatory examination requirements.
Technology Deployment
We deploy and configure the security technology stack — SIEM, EDR, email protection, vulnerability scanning, and backup systems. Everything integrates with your core banking platform and existing infrastructure.
Ongoing Managed Security
Continuous 24/7 monitoring, quarterly penetration testing, annual risk assessments, employee security training, and regulatory compliance reporting. We serve as your security team or augment your existing staff through co-managed IT.
FAQ

Financial Services Cybersecurity — Frequently Asked Questions

What cybersecurity frameworks apply to banks and credit unions?
Banks and credit unions must comply with the Gramm-Leach-Bliley Act (GLBA) Safeguards Rule, which requires a written information security program. Publicly traded institutions also face Sarbanes-Oxley (SOX) IT general controls requirements. If you accept credit or debit cards, PCI DSS applies. The FFIEC IT Examination Handbook provides additional guidance that examiners use during safety and soundness examinations. State regulators may impose additional requirements — for example, New York’s NYDFS 23 NYCRR 500 has particularly prescriptive cybersecurity requirements for financial institutions operating in New York.
How much does cybersecurity cost for a community bank?
Cybersecurity investment for community banks typically ranges from $5,000 to $25,000 per month depending on asset size, number of branches, and current maturity level. This includes 24/7 monitoring, endpoint protection, vulnerability management, compliance support, and incident response. For perspective, a single FDIC consent order or data breach can cost millions in fines, legal fees, and reputational damage. We right-size our programs so smaller institutions get enterprise-grade protection without enterprise-sized budgets.
Can you help prepare for FDIC or OCC IT examinations?
Yes. We regularly prepare financial institutions for IT examinations by federal and state regulators. Our services include pre-examination gap assessments against FFIEC handbook requirements, development or updates to required documentation (information security program, incident response plan, BCP, vendor management), evidence collection and organization for examiner request lists, and support during the examination itself. Many of our banking clients go through examinations with zero or minimal findings.
How do you handle the SEC four-day incident disclosure requirement?
The SEC requires disclosure of material cybersecurity incidents on Form 8-K within four business days of determining materiality. Our incident response process includes rapid materiality assessment criteria developed in advance, so when an incident occurs, your team can quickly determine whether disclosure is required. We provide forensic investigation results and impact assessments on an accelerated timeline to support this decision-making process. We also help draft the technical portions of 8-K disclosures.
Do you work with financial institutions outside North Carolina?
Yes. While our headquarters are in Raleigh, NC, we serve financial institutions across the Southeast and nationally. Our managed security services are delivered remotely with on-site support available throughout North Carolina and neighboring states. For institutions outside our immediate geography, we provide remote monitoring, compliance consulting, penetration testing, and incident response. Many of our banking clients operate multiple branches across state lines.
What is the difference between a SOC report and SOC-as-a-Service?
A SOC report (SOC 1 or SOC 2) is an audit report that evaluates an organization’s controls. SOC-as-a-Service is a managed security monitoring service where a Security Operations Center monitors your infrastructure 24/7 for threats. Financial institutions often need both — a SOC 2 report to demonstrate their own control environment to regulators and clients, and SOC-as-a-Service for continuous threat detection and response.

Protect Your Financial Institution Today

Get a free cybersecurity assessment tailored to financial services. We will evaluate your regulatory compliance posture, identify critical vulnerabilities, and deliver a prioritized remediation roadmap.

No obligation • Examiner-ready documentation • Results within two weeks